EggFreezingFacts.org

Egg Freezing Cost in Georgia

A cycle of egg freezing in Georgia costs $10,000 to $15,000 all-in. Since January 2026, HB 94 has required state-regulated private insurers to cover medically necessary egg, sperm and embryo freezing where the infertility stems from medical treatment.

In Atlanta, the cost of a single egg freezing cycle generally falls around $10,000 to $15,000 when all expenses are included, most clinics report. Reproductive Biology Associates lists on its cost page a bundled price of roughly $10,200 to $13,000;[38] at the Atlanta Center for Reproductive Medicine, a $10,795 cycle case rate does not cover medications, so adding $4,000 to $6,000 for stimulation drugs brings the all-in total to roughly $14,800 to $16,800, above the typical state range.[37] First-year storage is usually included; after that, annual fees of $500 to $1,000 are typical. Georgia HB 94, which takes effect January 2026, covers medically necessary preservation for iatrogenic infertility but not elective freezing.

Costs vary across major metro areas

MetroFromToWhat drives it
Atlanta metro$10,500$15,000Largest GA metro; multiple major clinics
Atlanta suburbs$10,000$14,500Marietta, Alpharetta, Sandy Springs
Savannah / Augusta$9,500$13,500Lower-tier pricing; fewer clinic options

Review cycle pricing at major clinics

ClinicFromToNotes
Reproductive Biology Associates (Atlanta)$10,200$13,000Published bundled cost page; meds included; Prelude Network
Atlanta Center for Reproductive Medicine$10,795 cycle (excl. meds)—Buckhead, Perimeter, Marietta; CCRM network; published case rate
Emory Reproductive CenterNot publicly listed—Academic medical center; contact for a quote
Kindbody AtlantaNot publicly listed—Pricing varies by location; contact navigator

The figures shown are typical all-in cycle ranges for the metro area. For clinics that publish their own pricing, the table cites those figures; otherwise, the range comes from a metro-tier estimate using FertilityIQ and Cofertility regional data, not a price confirmed by clinics. Fertility clinics typically quote per consultation. This data was last reviewed in August 2026. Before relying on these figures, confirm directly with the clinic.

Insurance mandate in Georgia

Starting January 2026, Georgia HB 94 mandates state‑regulated private insurance to pay for medically necessary egg, sperm, and embryo freezing when infertility results from medical treatment. This law covers freezing before chemotherapy, radiation, gender‑affirming care, and certain genetic conditions.[14]

HB 94 excludes elective social egg freezing. Self-funded ERISA plans fall outside the state mandate. If you are on a self-funded employer plan in Georgia, check coverage directly with HR.

What Georgia-specific details matter?

Georgia’s pricing is lower than the national average. Atlanta is the primary metro, combining established programs (RBA, ACRM, Emory) with newer chain clinics (Kindbody, Shady Grove). HB 94 is the biggest update to Georgia fertility coverage in over ten years, moving the state closer to peers on iatrogenic preservation coverage.

For patients using employer benefit platforms, Atlanta offers wide network coverage. Outside Atlanta, options shrink; some patients travel to Atlanta or to Tennessee for treatment.

Treat these as aggregate figures for orientation. What a clinic actually quotes you turns on your protocol, your dose, how often you are monitored, and any workup beforehand. Get it confirmed by the clinic and your insurer before you start.

Further reading

  1. [14] Georgia General Assembly, 2025 (effective Jan 2026), “HB 94: Insurance coverage for iatrogenic infertility”. https://www.legis.ga.gov/legislation/65404
  2. [37] Atlanta Center for Reproductive Medicine (ACRM, CCRM network), “Egg Freezing Costs (published cycle case rate)” (checked June 2026). https://www.atlantainfertility.com/affording-treatment/egg-freezing-costs/
  3. [38] Reproductive Biology Associates (RBA, Prelude Network), “Fertility Care Costs: egg freezing pricing (Atlanta)” (checked June 2026). https://www.rbafertility.com/financial-solutions/fertility-care-costs
  4. [1] FertilityIQ, “The Costs of Egg Freezing” (checked April 2026). https://www.fertilityiq.com/fertilityiq/articles/the-costs-of-egg-freezing
  5. [3] Cofertility, “Comparing Egg Freezing Costs Across the U.S. and Why Location Matters” (checked April 2026). https://www.cofertility.com/freeze-learn/comparing-egg-freezing-costs-across-the-u-s-and-why-location-matters
  6. [11] RESOLVE: The National Infertility Association, “Insurance Coverage by State” (checked April 2026). https://resolve.org/learn/financial-resources-for-family-building/insurance-coverage/insurance-coverage-by-state/
Contents
  1. Costs vary across major metro areas
  2. Review cycle pricing at major clinics
  3. Insurance mandate in Georgia
  4. What Georgia-specific details matter?
  5. Further reading